Employee Benefits

Group medical insurance offers comprehensive healthcare coverage to employees and their dependents. Group medical insurance provides lower premiums while allowing access to a wider network of healthcare providers, and ensures that employees receive essential medical care affordably.

Group dental offers a cost-effective and convenient way to access comprehensive dental coverage, promoting oral health and overall wellbeing. It offers benefits such as coverage for preventive care (like cleanings and exams), basic procedures (such as fillings), and major dental services (like crowns or root canals).

Group vision insurance offers comprehensive coverage for routine eye exams, prescription eyewear, and even discounts on vision correction surgeries, providing affordable access to essential vision care needs. With lower premiums, convenient access to eye care providers, and potential employer sponsorship, group vision insurance ensures that individuals can maintain optimal eye health and vision without financial strain.

Group life insurance is a type of coverage provided by employers to employees, offering financial protection to employees’ beneficiaries in the event of their death. It offers affordable coverage and peace of mind for employees and their families, often with convenient enrollment and potential employer contributions.

Long term disability (LTD) insurance provides financial support to individuals who are unable to work due to a qualifying disability for an extended period, typically beyond a few months. Its purpose is to replace a portion of lost income, ensuring financial stability and peace of mind for individuals and their families during times of disability.

Short term disability (STD) insurance provides income replacement for employees who are unable to work due to a temporary disability, typically lasting from a few weeks to several months. It is important because it helps individuals maintain financial stability during a short-term inability to work, covering expenses such as medical bills and living costs until they can return to work.

Offering retirement plans are a valuable employee benefit as they assist employees in saving for retirement with tax advantages, potential employer matching contributions, and the convenience of automatic payroll deductions. An employer-sponsored 401(k) is a retirement savings plan offered by employers, allowing employees to contribute a portion of their pre-tax income to a retirement account.