Medicare Advantage

Individual Medicare Advantage Insurance

You typically have three options when enrolling in Medicare.

  1. Stick with traditional coverage offered by Medicare parts A and B
  2. Choose default coverage and add supplemental benefit policies
  3. Enroll in a Medicare Advantage Plan


Benefits of a Medicare Advantage Insurance Plan

Medicare Advantage Plans are optional policies offered by private insurers. These plans include:

  • HMOs
  • Preferred provider organizations
  • Private fee-for-service plans
  • Special needs plans
  • Medicare Medical Savings Account (MSA) plans

Medicare Advantage Plans replace traditional Medicare and prescription drug coverage. Anyone age 65 or older can enroll in a Medicare Advantage Plan instead of using traditional Medicare.